Is this Universal Credit calculation correct?

[PamelaShipman80]

I’ve been on Entitledto for a quick look whether we would be entitled to any help with childcare costs if we were to have a second (didn’t think to look with our first but struggled massively with the nursery bill!!). Our salaries are 25k and 27k and we rent from the housing association - the calculation has come back that we would be entitled to £759 per month in universal credit - does anyone have any idea how correct this is?

I then put in all of the same information for if we own our home (which really was the plan before no.2) and it says we would receive £214 per month.

Is anyone familiar with the system and able to confirm whether this is correct?!

I think a surprising amount of people don't realise they could be entitled to support.

Knowing whether this is right or not needs a lot more information from you. Eg your LHA rate, what rent you pay, what your childcare costs are etc.

But tbh that website is normally pretty accurate if you input the correct figures.

One thing to note is childcare is paid in arrears so you would need to pay for it, then claim the support back if that makes sense.

Yes it's highly likely you would get that if high childcare costs and paying rent. As above if you can provide details of your rent amount and childcare costs then and ages of kids then I'm happy to do a quick calculation.

I would also need to know both of your net monthly incomes if paid monthly.

I think if you have kids, pay childcare and rent the benefit system is very generous. If you are single/a care leaver even if you rent very very mean. I foster a child and he was told if he does not stay put, which he will, he would only be entitled to £61 per week plus some support for housing allowance. That £61 includes gas, electricity, water rates, food, clothing, laundry/toiletries and phone SIM. Nothing at all left over for themselves to spend, if they can manage to cover those essential bills.

That's the same for any single person although is less if under 25. Uc is awful for single people without health conditions, but as you say pretty generous for working people with kids due to the work allowance being added when you have kids.

UC is pants from home owners. I'd be surprised if you'd get that much (200 odd) once you buy.
I earn less than £10k per year and my husband just less than £20k and we get 0 UC.
We do get 30 hours childcare (now he's 3) and tax free childcare though. Other than the £80ish child benefit we get nothing else.

This is sounding quite promising then - thanks for everyone’s help!

so our rent is 780 and the childcare costs are 195 a week for nursery (before the 20% discount, not sure if this would still apply?) and £12.50 a week for breakfast club, our little boy is 5 atm.

I would make an application and see what happens. They can only say no, and surely even if you only get a tiny amount it will help?

This is heartbreaking that there is so little support for these kids - they really are set up to fail. Amazing that you foster older children this must be so rewarding