And your work pension only kicks in at 67, how do you find the years before 67? I am thinking I'd like to retire at 64 or 65, but I'm already in my late 50s. I have a small work pension that I can take at 67, and obviously the government pension will start then too.
How do I fund the 2 or 3 years before that? From savings? Or is there a better way?