How do they U.K. tax state pension?

[Tratjymp]

They've started paying me the State Pension (good). It appears to be the gross, untaxed amount appearing in my bank account.

I already pay income tax on work pension, so shall be taxed on the State Pension. How does the taxman get that money?

Thanks.

DH pays tax on his private pension, but receives state pension gross.
If more tax is due they’ll take it from the private payment, surely? They’re all linked through your NI number?

Your private pension provider should sort it out;

www.gov.uk/tax-on-pension/how-your-tax-is-paid

How your tax is paid
If you get the State Pension and a private pension
Your pension provider will take off any tax you owe before they pay you. They’ll also take off any tax you owe on your State Pension.
If you get payments from more than one provider (for example, from a workplace pension and a personal pension), HM Revenue and Customs (HMRC) will ask one of your providers to take the tax off your State Pension.
At the end of the tax year you’ll get a P60 from your pension provider showing how much tax you’ve paid.

Thanks that's pretty clear.

I was on the gov.uk site but didn't find that.

State pension is never taxed at source. HMRC will adjust your tax code and the tax will be paid from your private pension.

Just be aware that in the first year they may not tax it and then decide in January that you owe them that tax - I have just been told that I owe £985 They have adjusted my tax code for my work pension and will claw back 50% before April and the other 50% throughout 23/24 tax year. Lets hope they get it right when the state pension goes up in April or I will be in a similar position next year

Bloody H!

Thanks, interesting, in a bad way!

I'm still working and get SRP and a small private pension.

They deduct the tax from my earnings and private pension by reducing my personal allowance by the amount of my state pension.