House is valued at £350k with mortgage of £200.
Proposal is for ex to cash in savings, take on the mortgage in his name and increase it by £60k. I'd walk away with £90k which would include a deposit from a previous property that allowed us to buy together.
In reality I think we'd get more for the house, approx £365k if we were to sell BUT would then incur early redemption charges on the mortgage along with estate agent and solicitor fees.
This is an amicable separation and hopefully that will remain the case.
I'm just trying to ensure it's all a fair split.