Going up to full time for pension purposes?

[KarokeandGin]

My pension is poor, it’s value is £14k total and I am 35 years old. I was a low earner when my oldest was younger and I worked very part time for a while too. I’m now 4 days a week with a 2 year old and my son age 5 is in school.

i love our day together but having recently started a new job and due to the cost of living my mother has offered to have my daughter a day a week if I wanted to go full time. My full time equivalent is £92.5k and I earn £74k at the moment on 4 days. I know I am extremely lucky to be earning this amount especially in the current climate.

Given my low pension would you consider going up to full time and ploughing more into the pension or wait 2 more years until daughter is in school nursery and go full time then?

thank you for your advice!

Plenty of people work fulltime and have great relationships with their children.

What is sad, is missing out on golden opportunities to save and invest, and then using charity or prevailing on one's offspring for financial assistance in old age, when it's too late to save and invest.

You can't get back the power of time as far as investing for old age is concerned, once those years are gone they are gone.

Implying that fulltime work means one isn't spending enough time with one's kids is pretty insulting to the hundreds of millions of parents around the globe who do both.

Implying that working part time for a few years means one will end up in penury is equally insulting.