My husband and I recently got married via the courthouse. We already have a 4 month old daughter, and are currently living with his mom in a house she bought last year.
Our mutual primary goals are to save up for an actual wedding and a nice down payment on our own house together.
Wouldn't it make more financial sense to save money towards a down payment on a nice house before we decide to host a nice wedding reception and ceremony on top of going away for our honeymoon?
Personally, if it were just me, I would save up for the down payment on the house first, get our feet in the ground nice and steady before deciding to prepare for a bigger wedding and a honeymoon. The thousands of dollars we'd spend on a wedding and honeymoon could be used to get us closer to a down payment on our own first house.
I know he's excited for the bigger wedding and planning and really wants to go all out, but I'm honestly okay with either something really small or postponing the wedding and honeymoon until we have a house for our family and are at good places in our lives financially to then have a bigger wedding and honeymoon.
After spending all that money on a wedding, we'd be coming back from our honeymoon to his mom's house. If we had our own house, theoretically, we could also use it for air bnb or another type of space rental to help us still make money while we're away.
I just see a home down payment as the better investment than a wedding, personally.