This is going to sound so petty and trivial...
I am a CM and I save 20% of my earnings each month into an account to cover tax and NI, however I didn't need anywhere near that much last time, and used the £2000 left over to pay off h's debt. Just after h and I split up, I bought a laptop using some of this years money, on a whim, for when I got my own place, then when he told me he was going to request some of the money (I'll go into this in a bit) I paid off a number of bills using it, credit cards, etc, as I was cross he thought he was entitled to it.
There's roughly 2800 in there. Before I paid off the bills/laptop there was around £3500, plus I stopped paying money in at that time as I wasn't going to pay it in, have it be classed as savings, and then him claim half of it!
I've just worked out there should be roughly £2000 more in there than there now is.
At mediation, we're meant to be filling out finances books, which detail these sorts of things, and providing bank statements for I believe three months. The third month will be the month I spent money on bills and stopped paying money in.
Can h request to see more statements if I only take two in? I know it's not legally binding (mediation that is) and I'm not sure he'd take it to court, I'm sure it would cost more than it's worth and we've sorted out house/custody of kids etc already. It's just I can't face the arguing, plus if they deduct what I've spent from 'my half' of the money then there's nothing left, and I need some for a deposit on a new flat (again, not for taxes, but needs must -sigh)
If we split what was in the bank account (probably £2000 after my bill for 06/07) then we'd have £1000 each ... I'd have to leave mine in for my next tax bill... I was thinking of telling him I want to leave £1000 in there for next tax bill and split the £1000 into £500 each....
Does this make any sense? I'm so stressed by it and I hate arguing. There's another financial argument that I won't cope with either, after we split up I was advised to call tax credits. Basically, straight away he insisted we pay bills etc 50/50, which on my earnings I couldn't actually afford, so he's always assumed I'm broke. He has been a tiny bit nice about that once or twice, (as in, ds will ask to go somewhere expensive when I'm taking him out, and h will say ' how about x as it's cheaper') and when he finds out I've been getting tax credits (at a fairly high rate too) since the day we broke up he will go nuts.Granted, if my maths is right I think it brings us to roughly the same income, but I have kinda frittered it away (okay I bought a number of items he doesn't know about yet for my new place, but I've just spent the rest and run up another £1000 credit card bill in the process)
It's just such a mess....