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can anyone help me with budgeting?

5 replies

luminarphrases · 27/01/2008 05:00

i am useless, have made a list of likely outgoings. can anyone take a look at the following list and suggest any other items that need to be on it. im trying to pay off my overdraft a bit and make things more comfortable. thanks for any help

Per Month=
£60 gas and elec.
travel £82 a month
food £100
c tax =£0 (paid by landlord)
mob phone bills= £10
house phone $£30
milk= £15
paper 2 a week =2.50
mag- 3.20
various dd things- 20- 30

OP posts:
OverRated · 27/01/2008 05:10

There is a good MN budget thing that has been emailed around. If you leave your email address on here, I could find it and sen dit to you?

Otherwise search the archives -miaou has a good blog on cheap food. And look at moneysavingexpert website too.

What about:

Clothing
'entertainment'
prescriptions
pension
debt payments - credit card etc
school/ childcare
TV license

etc

nannyL · 27/01/2008 10:55

this should help

has everything concieveable on:

www.moneysavingexpert.com/budgetcalculator.phtml

luminarphrases · 27/01/2008 16:19

Thanks for the responses. i have had a good look at the moneysavingexpert (i listen to him on jeremy vine, but hadn't been on the website before). its mainly just a matter of getting used to having dp live with us.

some handy stuff i hadn't thought about, i.e prescriptions and the tv licence. im planning to cut down on clothing expenditure. pension and childcare both paid through employer so i don't count them.

entertainment i suppose £20 a month would be stretching it a bit

OP posts:
kama · 27/01/2008 16:51

This reply has been deleted

Message withdrawn

hopefully · 28/01/2008 15:29

The money saving expert website budget is pretty comprehensive, I reckon. I'm a financial journalist, and I always use it when I'm trying to work things out, as it always has tons of things I haven't even thought of! It's also very sobering seeing it all in black and white (well, green and red...)

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