New to IVA. What next

[Kamate76]

DH and I have recently signed into an IVA and are hugely relieved.

My question is. I had a 'detachment of earnings' which takes a percentage of my wage each month via my employer.

I've had 2 wages since the IVA began which have still taken money from my wage. Does anyone know if these deductions will be reimbursed or taken off my final debt please?

I'm hoping for the former as the IVA was calculated on my wage with the deduction and we'll struggle if we pay it again this month. It definitely included in the IVA and is therefore 'written off'.

TIA

It can take a while for attachment of earnings to stop when your IVA starts because the company have to fight to have this stopped. The money taken won't be reimbursed but will be taken off debt balance as it would anyway.

that won't make a difference to the amount overall you pay into the iva because they involve an element of debt write of anyway, it just means that particular creditor will be writing less debt off

Iva surplus should have been calculated to allow for this happening so taking your full wage into account only when the deduction has been stopped by then