Nursery fees

[MammaBear30]

Hi,

I've just signed my daughter up to nursery, it's £600 a month for 2 half days.

I'm on universal credit, it says you can get up to 85% back, so I just want to know ruffy how much I will get back! How much do you all get back if your on universal credit? Even if you pay more than £600 I just want a ball park number. Is it really 85%

They won't tell me until i submit it then I just have to see what I'm given. Judy trying to make sure I can afford it.

Thanks x

How old is your daughter? On UC you get 15 hours funded from the term after they turn 2. I don't know much else about UC childcare so hopefully someone else will be along shortly

£600 a month for 2 half days are you sure that’s right?
My nursery bill would be £1250 for full time hours where there are 5 weeks billed in the month.
mid it is correct can you look for a more cost effective option?

Only if the household income is at or below £15400 a year excluding benefits.

@NoMichaelNo thanks for adding, forgot that bit, DS is in school now 😅

No worries, I just didn’t want someone thinking that they were eligible for two year old funding when they aren’t.

Is it really £75 a session??

That's a crazy amount for 2 half days a week. UC give you 85% of what you pay as another element of Uc alongside your other elements but then the whole award ( including childcare element) is reduced by your wages if earnings are more than your work allowance.

they will pay up to £646 per month.
I pay £680 and will get £580 back.
I used to pay £780 and would get the £646 most months depending on how many days in the assessment period.

It’s £65 around my expensive area for a half day, where are you based?

@Danikm151 oh perfect thank you, does it depend on how much you earn? I earn £980 a month, but I'm on UC also.

I'm just a little confused and concerned.

X

@Marmight

Yeah it's really expensive

@NoMichaelNo

They won't accept it at the nursery, they only do the 15hrs for 3 yr olds unfortunately, I've tried all nurseys around me.

Can you use tax free childcare? The government adds on 20% to what you pay. It’s really helpful. But I’m not sure how it interacts with universal credit but worth looking at?

@MammaBear30 UC pays more than tax free childcare.

the amount they pay for your childcare gets added onto your overall UC allowance then deductions happen as normal.
as an example: i earn £1570 after tax and NI and get just under £900 in UC. 1 child and housing costs included in my claim.

make sure you add the receipts as soon as you have paid but I would query the nursery’s charges for when 30 hours kicks in- their extra £2 an hour should be voluntary.

@Danikm151
Ohh so if I I get £980 a month after tax, and I get 1900 uc them after deductions it's £1578. So does that mean it will be around £450 added to my £1578?

Thanks

@Danikm151

I'm assuming I'll get around 450 back maybe less.

Are the fees per term rather than per month??

@Duplocrocs no it's the first of every month. I'll signed her up now, so I'll have to give them my recipet and hope for the best.

I just wanted to know what I would get back, and if it was worth it. If that makes sense.

@MammaBear30 85% would be £510 but depending on your assessment period you may get less and the amount rolled over into the next period.
if it seems way lower send a message in your journal and they will recalculate.