We have an Amazon Platinum Credit card - my wife is the primary holder - I am the additional card holder - I handle all the finances, paying bills, ordering things, etc. We both retired last Nov - she draws her pension but decided to continue working 2 days a week as she wants to, she has the option, she is needed, extra cash, flexible working - she can get extra work any time she wants it. With her pension and part-time work we are actually better off than when she worked full time.
I also folded my self-employed business - due to COVID - I have substantial savings - well - everything has always been in a joint account. We agreed to put off drawing any of my possible pensions (I deferred them last year and will do so again this year, possibly for at least the next 5 years) or cashing in pension policies as we don't actually need the money and they are - possibly - still an investment that might grow (of course the fund values are up and down and all over the place of late).
I was looking at the options on getting another CC seeing as NewDay are withdrawing their services from Amazon - Amazon will probably offer us their new Pulse card but I was looking on the MSE site:
www.moneysavingexpert.com/credit-cards/best-credit-card-rewards/
I was wondering if Amex would allow my wife to have an additional card for me to use seeing as I manage all the spending (she's hopeless with the internet and computers - that's all it's down to). It doesn't come up on the eligibility questionnaire so I'm not sure if we should bother applying for it.
We have no mortgage or debts - our monthly CC spend is about £1250pcm - we use the CC for virtually everything and pay it off in full every month so the Amex Platinum Cashback card looked like the best one for us to apply for as annual spending on the card would be over £10kpa.
Anyone know for certain or have a better suggestion? We both need a card.
TIA