Universal Credit and pension contributions

[Spangles192]

Hi all. I can't seem to get a clear and straightforward answer to my question from UC (via my journal) so thought I would ask here.

If I increase my workplace pension contributions thus giving me a lower take home pay figure (as pension is paid from gross) does that mean my UC payments will go up? It seems a bit odd that I could potentially max out my pension contributions and then receive more UC! Doesn't seem ethical to me.

Has anyone done this or is there anyone on here from UC who can give me a straightforward answer please? Thank you.

Yes this correct and I would advise you do it. It is the only way you can legally save for your future while in universal credit.

Yes you can max out your workplace pension contributions. Uc worked out on take home pay. I’ve done it to qualify for free school meals etc as was just above cut off point.

Sorry meant to say obviously there are different rules. In mines you contribute whatever you want over 120 ish pounds.

Thanks all, that's really helpful.

This reminds me I must increase mine too.