I have two mortgages with the same bank. With the smaller which is for about £55000 currently I’ve had for many years and have kept as it’s been such a good rate whilst interest rates were low. But now things are changing… my repayments have gone up by £30 per month which is manageable but I suspect they will go up much more. I also have another £86000 on a 1.94 interest rate but this fixed rate is coming to an end. I’m trying to decide if I should just take one fixed rate mortgage out or whether my variable one is worth hanging onto. Any advice please?