Just that really... Our final payment went out this week, so we have paid off the mortgage. We've had nothing from the bank to say we have to 'do' anything, but now that we own the house outright, it feels like there should be some course of action that makes things official?
I've heard/read that we don't need the physical deeds any more (I don't actually know where the deeds would be - do the mortgage company have them?), although it would be quite nice to have them. But how do we prove that the house is ours/put it in our name?
It feels like a momentous thing - all of a sudden, we own this asset, but apart from the fact we're living in it, there's nothing to say so. When a car is sold, you have to fill in a bit of paper for DVLA giving the name of the new owner - it feels like something similar should happen for a house?
Can anyone who's been-there-done-that enlighten me?