Do you get a 'household allowance' from your husband/partner?

[JoshandJamie]

For those mums who don't work and have no money of their own coming in, how do the finances in your house work? Are you given a weekly or monthy household allowance from your husband/partner for groceries etc? And if you are, is that money put into an account of your own?

Or do you just use a joint credit card/bank account?

Or something else?

Thanks in advance.

boysarelikedogs - why do think this is for an article? sorry, not sure how to do a search on the name and there is no profile.

I'm quite happy to give details to someone getting ideas for their own situation, but don't really want to have my details in an article. If that is the case, don't think its very polite to omit to say it

DH pays for everything whilst my work situation is being sorted out but there is no money for little extras so I sit indoors all day unless taking DD to the park or somewhere else that is free!

Sorry - have been out so couldn't respond. It's not for an article. I'm not a journalist. I am just trying to find out how mums manage their money as it's a subject that I need to understand better for my job. And it came up in a discussion amongst friends who all handle their money very differently.

We have bank accounts in our own names, mine gets child benefit paid into it and that's it, DH has his wages paid into his and then transfers money into our joint account. The joint account has all the direct debits and I have a credit card which is in my DH's name and I spend what I like on it, it gets paid at the end of every month.

Any excess money at the end of the month gets transferred into our savings account.

I am not answerable for the money I spend, I am not someone who spends money on frivolous things unless you count the occasional box of Thorntons madness. I used to be a debt collector and have seen people's situations change in a heartbeat, where a child has cancer, the mother stays in the hospital to look after the child, she loses her wage and they can't afford the house so they are forced to sell and move in with the in-laws. So I am over-cautious and my Dh is a Yorkshire man, need I say more???

We have a joint account which all monthly expenses come out of (including food) and a joint savings that money goes into to cover yearly bills.

I then buy clothes and treats from my savings or dh treats me. We both still have seperate accounts as well as the joint ones.

We both have a personal account. My SMP and child benefit go into mine for shopping and other bits and peices.

There is a joint account where his wages and my CTC goes into, this pays all the houshold bills.

Whats left of his wages goes into his personal account

Joint current account.

Cash miniISA in my name.

Investment ISA in DH's name.

Credit card in DH's name, but I am an additional cardholder on the account.

Everything goes into, and come out of, the joint account on its route elsewhere (including my meagre and sporadic earnings).

Am a SAHM.

I dont understand why would it be insulting to recive a certain amount of money from Dh each month?! It is not pocket money at all. DH and I like to know I have money available when I need it and I like to manage my own spending without anyone checking up on me, also DH trusts I know what I'm doing with what becomes my money. Even so, more imporatnt purchases like a watch or winter coat, DH preffers to pay for me from his own account partly because he knows I'd buy cheaper options if I was to use my own account money.

We have sepparate bank accounts and a credit card each.
DH pays all the house bills, morgage,his car maintenenace, major purchases from his account.
Although I do work part time with a reasonable income, I still get an allowance from DH by standing order. I have my salary and child benfit going to my own account as well. I pay for all DDs lessons, party presents, clothes etc, my clothes and personal items, all expenses for my car and dog (including kennel fees for holidays) and all the groceries shopping.
It works for us, I have my independence in the way I choose to manage my account. I have a very vague idea about what DH spends his money on from his account but I know he is very sensible with finances. Same goes for him.

I have a generous allowance every month for me to spend as I please. We have a joint account for bills and household expenditure and OH has his own account for doing as he pleases, paying for holidays and paying his tax bill.

We also have various savings, investments and bonds.

I don't see anything wrong in having an allowance, it's my "wages" for being the one who makes our home run smoothly.

We have a joint account and each have personaly accounts. My pay goes into my account from there a set amount (enough to cover a month's outgoings) is transferred to the joint account.

The remainder is split between our individual accounts. I get a slightly larger amount because I have to wear nice clothes to work and to pay for transport. Dh's is referred to as his "beer money". (dh is a SAHD)

We have separate accounts because I don't want DH to have to ask me for cash or justify to me what he's spending. Nor do I want to know how much he's spent on my pressies

In practice all money is ours. It flows around the accounts when there are defecits anywhere. The small bit of financial independance works well for us.

bloody hell, some people relly like to complicate things, like i pay for x y z he pays for a b c
why not just have a joint account with a bit of money out aside for a bit of spending money for both of you?

anyway to those with allowences
do your dh/dp have a set allowence to?
or do they just have what they want or need?