I'm not paying nation insurance!!!!

[watermelonlipbalm]

And I'm having a panic!
Since returning to work after may leave last year I haven't been earning enough to pay NI!
My mum said as I'm not paying "my stamp" it'll have a negative effect on me!
What do I need to do? I just thought all of this came out automatically!
Sorry if I sound ridiculous 😬

You can check your payments and see any gaps on the Gov website (search check my NI payments). It’s worth looking into as it can cause problems later on with pension contributions etc
Are you getting Child Benefit?

Do you earn £120-180 a week? If so, your NI is covered.

If you're getting child benefit in your name then that will give you NI credits until your youngest is 12 years old I believe.

You may be getting NI credits automatically. As the pp has said, check your NI record online.

If you have a child under 12, you get national Insurance contributions credited as long as you are registered for child benefit. This applies even if you elect not to actually receive the child benefit because your partner earns above the tax threshold.

If you're claiming child benefit for a child under 12 then you'll be getting your NI contribution credited for you: www.moneyhelper.org.uk/en/benefits/benefits-if-you-have-children/protecting-your-state-pension-when-you-have-a-baby

www.gov.uk/check-national-insurance-record

All the info is on www.gov.uk

How much do you earn?

If you earn between £123 and £242 a week, your contributions are treated as having been paid to protect your National Insurance record

No you must claim, and then tick the box not to take the money. I missed 5 years of contributions as I thought I shouldn't claim because DH earnt too much.

They have refused to credit me.

I did same as watering.

Was a SAHM until youngest was 12, then went to 24 hours work a week. I ticked box that said I didn’t want CB payments, but wanted NI credit/ state pension contribution.

Everyone is entitled to CB snd NI/ state pension contributions till youngest is 12. You just have to pay it back (or not take the £) if your household has a high earner.

You only have to register for cb to get ni credit, but can output of payments if your dh/dp earns over the threshold.

So I claim UC as I am a single parent on low income with 2 children.
I checked the link and for the past couple years my ni co tribute on has been like £80 but not showing this year as not complete :(
I'm worried and not sure who to speak to 🤷🏼‍♀️

What nation are you not paying insurance on ?

BeePositive gave you the link, OP!

www.gov.uk/national-insurance-credits/eligibility

This says you get class 3 credits if on UC

Haha national insurance 🙈

Ok so thanks all for the info!
I'm assuming that I don't need to do anything or make a voluntary contribution?
🤷🏼‍♀️

Each 'year' runs to 05 April. Contributions made during the 'year' often don't show up until the autumn, so don't panic.
You can make voluntary payments up to about 5 years back.

Give them a call, they're very helpful.

Have you actually checked - via the link that BeePositive posted - that your contributions are up to date?

I've just checked mine OP and like you and probably everyone this year is 'not yet complete'.

If you are worried you can leave a question on your journal with UC and ask them and you can also contact HMRC.

In all probability you will be getting credits towards NI.

Once you have checked your NI you can go to the government site to check your pension forecast.

I have 37 qualifying years and 3 years that are partial, now there is no point me paying the three partial years because I cannot increase my pension.