I have started a new part time role and found that I earn below the threshold for my employer to contribute to my pension, by £100 a year! This is a bit of a cock up on my part as they didnt reveal their 'good pension scheme' until after i started. I had never worked anywhere where the employer hasnt contributed at least 2% and am cross for not checking.
(I have another part time role, which earns less but my other employer still pays in 8%)
Does anyone know if its better to sign up for the work scheme anyway or just set up my own scheme elsewhere since work doesnt contribute?
Also i dont understand the tax thing if i pay into my own pension, how do i benefit from the not paying tax (not that i pay much)