Is it possible to have someone else pay your stamp duty without anyone e.g. lender having an issue with it? e.g. perhaps someone has experience of paying for their adult child's stamp duty.
The context of this is DH and I are having a challenge buying our next house together (I started a thread on this www.mumsnet.com/talk/legal_money_matters/4599746-mortgages-for-limited-company-director-which-dont-require-too-much-paperwork?reply=118970156)
I think we may be ok but am investigating another option. This is buying a less-expensive house in DH's name alone just on DH"s salary and keeping certain funds originating from me out of it. It's doable but may end up being a scrape.
I'm wondering if I can pay the stamp duty on his behalf?
Do lenders care where/whom funds to pay stamp duty come from? (the money is all above board, the solicitor has completed AML checks on all our funds)
I assume it should be ok as people could put it on credit cards before the change in 2018 when the EU banned charging fees on credit cards so HMRC stopped accepting any payments. Or would they treat this like a gifted deposit.