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Section 75 if over £30K...?

0 replies

StarfishandCoffee87 · 02/08/2022 20:38

I would dearly like some advice if anyone has any insight on this. I entered into a contract with a company (independent business, not a big high street brand) to supply and fit a bespoke kitchen. Deposit paid of c.11K last May 2021, then three further payments of c.25K on a new credit card in Oct-Nov 2021. Delivery and fit commenced in Nov-Dec. Was due to be complete in Jan. Accepted through Feb and March that there were delays with appliances. Then missing furniture. Then damaged worktop. Faced up to fact in last few weeks that they are liars and clearly have no intention of completing the job. I'm looking into legal action, and have spoken into the CAB.

My understanding of section 75 is that it covers claims between £100-30K, above that and it's 75a which seems more complicated.

However, does anyone know if - because I used two different lenders/ credit card companies - I would be able to start a Section 75 claim with each for the amounts I put on their respective cards?

Many thanks.

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