Universal credit

[Runaround50]

Planning on leaving partner.
I currently earn £1200 per month.
Does anyone know i I would be entitled to the housing element of UC for a rental?

It's his house, nothing to do with me financially.

I plan on having a chat with CAB next week.

2 teen kids.

Thanks

Have you put it into the turn2us calculator?

whether you are entitled to anything depends on where you are planning on living (the LHA rate), savings, etc

Ah good thinking re turn2us.
Will do that now, thanks

EntitledTo is also a very accurate calculator IME.

I think for 1200 and 2 kids you should get a little help, it'll depend on LHA rates for.your area as well so have a look a that.

You could also check out council tax help which is separate from UC, that might reduce CT a little.

Yes you should do, are your dc same gender or not? You may be entitled to the 2 or 3 bed rate so you should get a decent contribution towards your rent. Plus 25% council tax discount

Yes you should get help with rent as long as you absolutely have no claim on any equity in the house.

Thanks all
Lots to look through and sort.
Absolutely no claim on the equity of the house.

Look here for your local housing allowance lha-direct.voa.gov.uk/Search.aspx
It will tell you what rent element you get.
Then you would get standard single element for yourself of £334.91, child element for first child £290 and £244.58 for second child. These elements added together ( standard, children's and rent ) give you your total UC.
Then they make deductions for earnings.
Deductions are calculated by taking your wages in your assessment period, minus work allowance ( £344) and then multiply by 0.55.
This deduction is then taken form your total UC.
I am happy to do you a calculation if you know your local housing allowance, I guess you may not know yet what area you are going to be living in.
Any savings/ capital over 6k will also reduce your monthly Uc .

Yes you will.

I earn £1600 a month from work after tax, and get £625 UC. This includes the housing element for my rental and additional support for two children under 16.

Everyone's Uc will be different though based on how much rent you pay, ages of kids, amount of earnings etc.

@Babyroobs thanks for all the useful info.
I was going to see CAB next week, but may be able to work it all out for myself now. Not sure which area I am looking at, at this stage.

Might only be able to claim for one child though, as DD turns 18 in a few months.

@YoSofi So essentially your is rent is paid from your £625 UC payment?
Is yours a private rental? Is the rent paid direct to landlord?

It might be that the kids want to stay in the family home. In which case, it will just be me on the claim and I will probably find somewhere nearby.

Head is a bit wooly at the mo, but thanks again everyone.

It is a private rental, UC pay me and I pay the landlord.

@YoSofi thanks
I think private rental will be the way forward for me too.
Housing association could be another option i guess. But that's a bidding process I think ?

Yes it is usually, and depending on where you live the waiting lists are really high especially if you’re not classed as a priority x

Thanks @YoSofi
Appreciate your input.
Here we go then...

Best of luck!