When do things actually disappear off your credit report?

[Eeksteek]

I had an awful year in 2014, and there are some missed payments on my credit report, which is now something I depend on for my livelihood. It’s so long ago (and eclipsed by other problems, to be honest) that it doesn’t really matter, but I have been waiting for the damn things to fall off. I was told six years, and then seven, but I make 2014 EIGHT years ago, and they are still there. Will they ever bloody go? How does this actually work?

generally it will be 6 years from the last payment made/account closed. If you still have it then it may still show up.

Have you checked your report on clear score or similar sites. It's should be 6 years

I use check my file. All still there. There are ‘3 adverse accounts’ listed in the summary, all from 2014. Two are closed, one I still have. Looks like I’m stuck with them. I’m
told it makes no difference, and that eg: mortgage lenders don’t care about stuff that far back. I’d been looking forward to seeing the numbers go up, and they make me panic when I check it (I had some errors on my account, which are corrected now, but had devastating consequences)