Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Benefits

18 replies

crazylady121 · 19/07/2022 19:12

If I move in with my partner who has a good paid job.would I lose my LCWRA and PIP

OP posts:
crazylady121 · 19/07/2022 19:17

I can't work as suffer with fibromyalgia

OP posts:
TheDuchessOfBeddington · 19/07/2022 19:18

Why would you lose your PIP? I thought that wasn’t means tested?

backaftera2yearbreak · 19/07/2022 19:18

PIP no.

ESA depends on whether it’s income related or contribution based.

income related, it will reduce pound for pound based on what household income is. Also, if there are savings over 16k you will get 0 award.

I would need to double check the rules for contribution based. It’s been a wee while since I’ve had to know.

CornishTiger · 19/07/2022 19:19

Your Universal credit of be calculated based on his income.

Have a look at the benefit calculator online.

Your PIP would not be affected.

MumE78 · 19/07/2022 19:20

Lcwra is also not means tested btw

Use entitled to website to double check

backaftera2yearbreak · 19/07/2022 19:27

Universal credit is means tested

CornishTiger · 19/07/2022 19:33

MumE78 · 19/07/2022 19:20

Lcwra is also not means tested btw

Use entitled to website to double check

Maybe don’t advise on things you don’t know!

lcwra is part of UC. Which is means tested

Pinkandpurplehairedlady · 19/07/2022 19:50

You’ll probably lose your universal credit LCWRA as they base it on household income but pip isn’t means tested so you’ll keep that.

Babyroobs · 19/07/2022 20:08

PIP would not be affected. A Uc claim would need to become joint and depending on his wages, they could wipe out the whole UC award including your LCWRA as no element is protected. If he provides 35 hours of care for yu he could get the carers element on UC added though so that would make your award a bit higher and as you have LCWRA on the claim, then a certain amount of his wags would be disregarded before deductions take place as you would have a work allowance. It all depends really on his earnings, whether you have rent to pay etc, joint savings.

Babyroobs · 19/07/2022 20:09

backaftera2yearbreak · 19/07/2022 19:18

PIP no.

ESA depends on whether it’s income related or contribution based.

income related, it will reduce pound for pound based on what household income is. Also, if there are savings over 16k you will get 0 award.

I would need to double check the rules for contribution based. It’s been a wee while since I’ve had to know.

Op doesn't say she is claiming ESA though ? She mentions LCWRA which is an element of Universal credit.

backaftera2yearbreak · 19/07/2022 21:16

And universal credit is a means tested benefit. So my point stands.

Babyroobs · 19/07/2022 21:22

backaftera2yearbreak · 19/07/2022 21:16

And universal credit is a means tested benefit. So my point stands.

But you said for income related ESA it will reduce pound for pound based on household income which is not true for UC as her partners wages firstly will have a work allowance disregarded and then above that his earnings would reduce Uc by 55p for each pound he earns.

backaftera2yearbreak · 19/07/2022 21:23

Yes yes dear.

op. Get a proper benefit check and seek help from professionals.

Babyroobs · 19/07/2022 21:24

backaftera2yearbreak · 19/07/2022 21:23

Yes yes dear.

op. Get a proper benefit check and seek help from professionals.

Well that's bloody rude - you are the one giving incorrect advice dear.

Biscuitandacuppa · 19/07/2022 21:25

try putting your details into the entitled too website including your DP’s salary and see what it says.

crazylady121 · 19/07/2022 23:05

Thanks all for your advice

OP posts:
LakieLady · 20/07/2022 18:27

backaftera2yearbreak · 19/07/2022 21:23

Yes yes dear.

op. Get a proper benefit check and seek help from professionals.

@Babyroobs is a professional welfare rights adviser!

So am I, and I am of the same opinion as she is.

New posts on this thread. Refresh page
Swipe left for the next trending thread