We have owned/lived at our address for 4 years and have repeatedly got letters from debt collectors for people that don't live here. I have always opened them and called the agency to tell them that person doesn't live here and never has. I had two different letters for two different people using my address just today! I am sooo fed up! Anyway, I questioned one of the companies in detail today to find out why they have this address. I was told that Experian Credit company (who they use to trace people) has that person registered at this address. So I called Experian and spoke to someone who told me I must NEVER open letters addressed to other people as that would be taken as a presumption that I know the person or am connected to them. She advised me that in future I should just mark them as "not known at this address" and return them.
I am so confused now. These letters are often threatening legal action and bailifs. I can't belive that just ignoring them won't get me in trouble. BUt this lady was adamant that no action would be taken if I just sent the letters back.
Does anyone know what I should do?