Self employed charity donation help

[turkeyisoverrated]

I'm running a fundraiser and the only way it can work is by the donations coming directly to me (so I can track the total amount and I need to use very specific bits of software) via a just giving page.

The charity I'm fundraising for is very small and although they're registered they don't have a just giving account.

I'm then going to pay the charity through their PayPal link and send out the payment receipt - but I'm self employed, and the amount might be larger than 4x what I've paid in income tax as I only work part time. This is the gift aid rule I believe.

I'm confused by the tax rules and I am assuming I don't need to pay tax on such a donation if it's purely my bank account as a vessel and then a direct donation.

Can anyone confirm please?

I don't know the answer to your question but I do know that what you're doing is going to raise money laundering flags.

There's no other way of keeping track of donations - it's a livestream for a charity that only have a single PayPal page so if everyone donates individually I can't track the total.

This way I can use the page on the livestream and refresh it to show the total going up, and then donate that total to the charity as proof.

Open to other ideas, I'm defo not money laundering!

The charity don't have to have a just giving account. You can make it for the cause.

And then close it after.

Or you can make it and out their bank details for the payout.

@justasmalltownmum I couldn't create one for them, just either a cause that's already registered or a personal page that will go to a UK bank account. Great idea asking for their bank account details!

Just to add, if you have the 'donations' paid direct to your account, the charity won't be able to benefit from gift aid.