Financial abuse

[MagnoliatheMagnificent]

A close friend has recently found out her DH has built up over £100k of debt. He won't admit how it happened, she is guessing gambling or possibly even prostitutes. From discussions with her they have had problems for a few years but now this has come to light so they are at a crisis point. They are likely to lose the house. They have 2 dc. They are married but for some reason the house is only in his name. Any advice I can offer her?

She needs to see a solicitor and gather up any financial documents she has like bank statements, mortgage details.

She has seen a solicitor but they are very expensive so a bit limited. She has been advised to legally separate to protect herself.

His excessive spending isn’t financial abuse, it’s financial infidelity. But that’s not the issue.
yes she will possibly owe money as well unless she separates.

The house will be a joint asset, but is it mortgaged/charged against?

Finacial abuse?

Is she going to stay with him or start divorce proceedings

She can still register her interest in the house as it's a marital asset - although there may be zero value left.

She does need to financial separate asap.

She is separating now - legally and trying to move out with family for now. It's so stressful for her, and the young dc, she only has quite a low wage herself so is a bit stuck really for now. Anyone know how splitting the house will work? They've been married over 10 years so definitely has a good claim but is not officially on the deeds, mortgage etc

Get a charge on house pronto. Legally separate.