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Tax credits renewal 2022

3 replies

Needanewadventure2021 · 30/04/2022 12:07

So it finally happened, it took a massive dive today and I am now at a loss of £350 a month because maintenance has stopped being paid also (father leaving his job and they have no new employment details to transfer DOE to).

To say it's affected my mood is an understatement. I'm sat here thinking what the hell am I going to do. The maintenance I cannot do anything about but the TCs it's always the same. Having to declare pension contributions which means my renewal can take up to 7 months to complete in which time I am short on money.

Luckily my new job doesn't take pension contributions like my last one so HOPEFULLY this is the last year where I have to go through this. Does anyone know if you have to wait for your renewal to come through to speak to them? For the last 6 years it's always been the same issue, advising what I've paid into my pension. It just takes ages to bloody complete. I dont have the time to wait now. My current loss has wiped out all my food and fuel money and some bill money for the month. Essentials basically. I have no treats or luxury money. My income basically covers the bills and essentials. Everything has been stripped back to necessities only. So it's not like I can pinch money from other things.

I would like to try and speak to them before my renewal arrives as I know this can take ages. But I've also noticed they aren't open of a weekend any more and their contact hours are my work hours, and I have not enough time in my work day to call as let's be honest, the chances of calling and getting straight through are highly unlikely.

Sorry, I'm probably just moaning and there is nothing I can do. But I'm in the shit. I'm not in any position to lose money. Especially when it's incorrect and I shouldn't have lost any, anyway.

What's the quickest way of getting income details to them? I cant go 7 months like this. My gas and electric is set to go up in June by another 160 on top of what I'm paying now.

Its all making me so miserable. I work full time as it is. I feel rubbish about living life struggling.

OP posts:
Babyroobs · 30/04/2022 12:17

You can check whether you'd be better off on Universal credit ? All done in real time and worked out on net pay after pension contributions have been deducted. Unless you are self employed it is so much simpler. No renewals, no overpayments, no waiting for updates, just worked out based on monthly earnings. So much simpler.

lassof · 30/04/2022 12:30

Have you logged on to your account and self declared your income online?

Needanewadventure2021 · 30/04/2022 12:53

I'm worse off on Uc and all my income details have been input online via manage my tax credits.

Its because its currently looking like I've been overpaid for last year so they have reduced this year's award to take into account being overpayed last year when I wasnt

OP posts:
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