Family borrowing money

[F2017]

I just wanted opinions of what anyone thinks of this please....So, last week my 21 year old son confided in my husband (his dad) that his uncle (my brother) asked to borrow £800 back in January and not to tell anyone! In Feb, he apparently paid back £300 (my son had to chase him up) and two weeks later asked for another £250. Anyway, we're now mid April and he still owes £450, was due to make another payment last week but hasn't been in contact. My son is kind young man who doesn't like conflict and I feel my brother has really used this to his advantage and seems to have no respect for the uncle/nephew relationship. I'm only keeping quiet for the moment because my son didn't want me to know, I guess incase I call my brother and it all blows up. I'm hoping my brother will just pay it back but because my son has had to do the chasing it's 50/50 whether he intends to or not. Obviously my husband has said if he ever asks again say no, and how sad we've had to warn our 18 year old daughter too as you never know 👎🤷‍♀️ My brother has a history of asking to borrow money but that was years ago so I never thought in a million years I needed to warn my own children as my brother is now 42!

I think your brother is either knowingly an arsehole or genuinely believes he’s going to repay but the lack of money management that leads to borrowing also leads to non payment and avoidance.

I think your son has been very naïve and it’s good that he’s learnt this lesson over hundreds not thousands. I’d point out to your son that he was foolish to lend it - but possibly more foolish not to run it by you.
I would call up and step in yet… he’s 21, he’s an adult. This is a valuable lesson. Maybe in 6 months time if your son has continued to chase for it, get involved.

Sorry but I think it's awful asking to borrow off a 21 year old. My ds does some voluntary work with a guy who is always asking to borrow money of him and my ds finds it really hard to say no and feels pressured.

Your brother is awful and has taken advantage of f your son
Unfortunately it’s a lesson your son needs to learn but you could step in if it’s not repaid in a couple of months

Hopefully he will get it back but at least he has learnt a valuable less

Thanks all 👍 Yes, this is a lesson he's learnt. Awful to take advantage in this way, as they say, you can choose your friends but not family 😕