Hi, We bought our house last year (LTV <40%) and had to get the mortgage solely on husbands income as I was changing jobs. We want to do some work on it and borrow an additional 50k, bringing mortgage to circa £230k. Zoopla estimates house value now £530k & we bought for 475 I've been in new job for coming up to 12 months, have passed probation but am earning approx 36k. Childcare is approx £200 pm (but we have credit in tax free childcare so we could drop this down a bit so looks less) Husband is changing jobs in a couple of weeks and will be earning more than he was when we got mortgage. He has a loan for approx 10k but no other debt, I have no debt, and we have maybe 25k in savings. Are we best to directly contact our mortgage provider for additional borrowing & how long does he need to have been in job before we can? Or should we go through a broker? Thanks in advance.