Is it possible to have to insurance policies on 1 car?

[Sixer]

DB is divorcing his wife. She will not let him use the car on his days to take the children out. (The car is in his name. She needs it to ahhhhhh.... buy shopping for the DC, and ahhh.... go to work). She has the policy in her name and has taken him off as a named driver. (now she has her excuse!). Can my DB take out another insurance policy so he can at least say, "yes i have got insurance".?

anyone? please?

I dont think you can for example i was going to boorow my mother in law car as mine has just ben written off/in for repair and i was told no because she had already insured it and it was double insurance.

I think it is too hard for the comapnies to do.

I don't think you can.

He can't insure on her car as there is already an insurance policy covering that vehicle.

I don't think you can get insurance without a car as the car is hte object of the insurance.

It might be worth finding out (if possible) the wording of her policy. It may say something like "and other drivers with the policyholders consent" he doesn't necessarily have to be named (although it would only be 3rd party).

Getting "consent" may be the hard bit though by the sounds of it.

Oh and if it is in his name it might be worth contacting insurance company as one of 2 things may apply

1. SOme insurers will only insure the registered keeper, which will forfeit her insurance. This used to be the norm - not sure about policy now.
2. some insurance companes charge a preminum for insuring a car that is registered in another persons name, which may mean she will need to pay more

is illegal to insure cars twice - even with different drivers.

If he is the registered keeper SHE cannot drive it without HIS consent, regardless of any insurance policy she may have. If she's playing at silly beggars he might like to point out to her that he could do the same if she doesn't start playing fair.

In any case you DB needs to sort it out - what if it was stolen for example? As things stand the insurance company might not pay out (if they are not aware she is not the registered keeper, as someone else said, some are funny about that) or would give her the money & he'll get nowt. (if he has finance on it this means he won't be able to clear it or may mean he's breaking the terms of the finance agreement)

Two people cant insure the same item so he cant take another policy out.

If she has removed him as a name driver, he definately shouldnt drive it - not worth the risk. A private car policy is unlikely to be an "open any driver policy" due to the costs.

If they were married, the registered keeper shoulnt make a difference as they both would have an insurable interest in the vehicle. If they werent, then this may complicate things if not being declared correctly.

Whos name is the car actually in?

Sorry, just seen its in his name.

I can see why he wouldnt take the car off her, she probably has the kids more so ferrys them around and if shes working to support the children she should have means of getting there - public transport, school drops etc and work start times dont always fall into place easily.

Can he not just get a chap runaround util they settle the finances and finalise who gets the car?