Re-paying a debt to parents - Is this acceptable ?

[FoghornLeghorn]

Last year we decided to move away from the area we lived and DH started a new line of work - in order for us to be able to do this my parents lent us some money to buy DH a van, insure it, covered some of our general living costs whilst DH was waiting to be paid and also helped us out with some spending money for out holiday which all happened at around the same time. All in all we borrowed about £3K in total.
This was all around Sept time and we have been unable to pay anything back what with moving and Christmas. We haved kept my parents completely in the loop, explained at regular intervals why we haven't been able to get any money back to them yet - they have been great, realises we needed a bit of time to get back on our feet and make sure all of our other finances were sorted.
Now as Christmas is out of the way I want to get something concrete in place with regards to paying them back.
We can realistically afford to give them back £300 a month at present, i am working this on a worst case scenario as this should be part of our disposable income - any extra we can afford each week/month I will also give to them.

Do you think this is a reasonable offer to make them ? They never expected all of the money back in one go, they know it would be a case of an amount as & when possible but I was something more solid than that.

yes

I'd just ask them if that is ok

but sounds very reasonable to me

you could also offer to take out a loan to pay them back all at once if they need the money

just so they have the option

(and buy them a big bunch of flowers / chocs of course)

I think it's great - probabably more then they expect actually!

Do they need the money back now? An alternative is to put the £300 into a separate account then pay them back in full in October (or half in June/July and the rest in October) - they may prefer that to monthly instalments. You can still keep them in the loop and see which they woudl prefer

Sounds totally reasonble to me, as far as parents are concerned when i worry i'm taking the p i ask myself if it was my dc would i be happy?

Twig - they don't need the money - without sounding at all snotty, they aren't short of a bob or two so that kind of money doesn't really make a huge difference to them.
Crumpet - I will ask if they would prefer larger amounts in one go and then set up a S/O into my savings account. I would probably prefer that but I tend to be rubbish with smaller amounts of money, just vanishes without me realising

I have aksed if I can go and see them tomorrow to discuss it - I know they will say it's no rush, just make sure you are sorted first, we can wait - but it's a new year and I want to get us on the straight and narrow.

take flowers foghorn

I will Twig My mum loves a bunch of flowers.

FHLH, dh owes my dad the 18k he wracked up in debt, hes paying back 600 a month, what you're offering seems fine!