Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Child Maintenance and Cost of Living

9 replies

HereWeGo22 · 28/02/2022 21:24

Hi

This is probably a stupid question as I think I already know the answer. But does any one know if the CMS take into account the current cost of living rapidly increasing when calculating the paying parents financial obligations? Dad is NC by his own choice.

It's actually panicking me how rapidly costs are rising and I've never understood why the CMS never take into account children become more expensive as they grow up.

I'm guessing it's just something that the resident parent will just have to pick up the slack but it's so unfair. I cant pinch my income any further as it is

OP posts:
Orangeteddy · 28/02/2022 23:28

No they don’t, it’s based on a percentage of the NRP’s salary, regardless of whether costs are increasing

However, if the NRP gets a payrise then the amount they pay via CMS should also increase.

I think it would be hard to argue that parents should pay more as a child gets older as for many parents under 5 is the most expensive age and particularly under 3 when there are full childcare costs. However, appreciate that teens eat more/clothing costs more/greater tech needs than younger children but on the other hand don’t need childcare/holiday clubs etc

unicornsarereal72 · 01/03/2022 18:10

Nope. And I'm very worried.

Ex is meant to pay a % of his income to support the needs of the children. It has been more miss than hit with payments as he is a contractor. But I had leverage.

But now his current girl friend has several kids of her own. So there is no point me challenging him because right now he is holding all the cards as he can say he is supporting her children so what I get occasional is going to have to do.

HereWeGo22 · 01/03/2022 21:50

Its horrible isn't. I think the system is shit anyway. It's unfair, and their priority is not the children.

If he continues to pay the same amount they say he has to now, up until my child is 18 (that's if it gets paid) he will have only been liable to £18,000. Me the other hand would have contributed far far more. Imagine me turning round and saying I am only spending 1000 a year on my child for everything he needs, food, travel etc for 1 year. It's never going to happen

OP posts:
unicornsarereal72 · 02/03/2022 06:42

The system is rubbish. But it won't change. I'd be okay if I got something every month. But mostly I don't get anything. Then has six months of payments as he was with new girlfriend so had to be showing her what a good dad/person he is.

As I said now legally he can claim deductions for her children.

I just need to accept that the children we have are my responsibility. And I need to budget further to meet the rising costs whilst their father has weekends away. Nights out and expensive clothes.

1Wanda1 · 02/03/2022 06:48

I haven't had a penny in CMS in over 5 years. ExH is "unemployed" so gets a nil assessment. As his wife also doesn't work, it's a mystery how they manage to pay the rent of £3,000+ a month on their house.

You can't do anything about this OP. CMS is a very crude tool and is assessed on the payer's taxed income. Cost of living increases are irrelevant.

Risingfathers · 04/07/2022 21:21

Hi my name is Jeremy and I am a Father to 2 beautiful innocent boys boys trying to call parents current with Mother who sometimes wishes I was dead verbal verbally in front of my kids and other times adores me to no end in front of them. I am also a recovering addict although you would never know if we had just met. I moved out of the house when the fights became consistent and physical And when I realized that I was being baited into reacting I recently moved Back on her recommendation and my Love for my children. It was really concerning for me because my oldest even though he is only going on 4 years of age I Observe Tim going through Emotional turmoil not having both of his parents together. I felt that I could Do better setting my pride aside For my boys to have their father closer to them and Have a more calm less Stressed and more balanced parent for reference. Nonetheless I have much of my own flaws and am not Shy to admit that My question I guess here is cure is to get a mother's point of view of what I could do Owen their mother impulsively reacts and says whatever is at the top of her tongue Once she is stressed or angry or wants to take out whatever she's going through on me and Is dependent on welfare For everyday costs Now I help with everyday costs as often as I can however I maintain all larger expenses such as strollers car seats monthly supplies of diapers wipes all medicine 1st aid nutrients vitamins Hygiene clothes and shoes yet as she deals with the everyday costs including daycare at a subsidized rate For the most parts all the other expenses are covered by the money she receives from the county and when she forgets to send in her documents or she decides to take on a job that's gonna last a couple of months and Her welfare gets reduced or cut for the time being she then it then comes after me as if I don't do anything and I'm free loading and I am a terrible worst father in the world all of a sudden Would you say it's unfair of me to request that any money received from the county that that goes to the rent be taken off it taken off the top of the rent and the remaining amount be split between the 2 of us as she wants to make things even and fair Or is she correct in and saying that the annual upkeep of the paperwork is worth the The amount in excess of her half of rent and the county money is for her and the boys.

MuddlingThroughLifeLittleByLittle · 04/07/2022 23:18

Seeing it from both sides of the coin. I receive cms and dh pays to his ex.
The NRP also has rising cost of living. Higher fuel, food, gas etc.
So i cant see how it would work

If my ex paid me more that would mean his disposable income is less therefore affecting ds when hes there. Then having to cover the rising costs himself.

Everyone is feeling the pinch

Fathersaswell · 27/10/2022 17:49

LOL @ All these mothers stating CSM should rise for the paying parent... like the father isn't also feeling the effects of inflation.

roarfeckingroarr · 27/10/2022 20:03

@Fathersaswell ODFO

New posts on this thread. Refresh page
Swipe left for the next trending thread