Can I claim my Dad's pension?

[SieMatic]

He died 27 months after reaching pension age and never claimed. He didn't officially defer it. Just never entertained claiming his pension (I encouraged him to, it was complicated, he was complicated) He was retired.

I have been granted administrator for his estate.

I write with best intentions. Please be kind.

Any advice please?

Thank you.

Thank you for all the replies, it's really helpful.

Good luck with your investigations

Why no just ring up the Pensions Service, and ask them ?
0800 731 7898

@Nomoreusernames1244

Another friend pointed out that if she died her family would lose all of that pension so she then claimed it

Her family wouldn’t have had it to lose? It would be paid to her when alive, and stopped on her death, whether she claimed it or not.

It is the claimant that loses out, not family. Even then, they won’t lose out unless they unfortunately die before being able to claim the increased amount.

I got my mother's death in service payment but no one got the actual nhs pension

Same thing. A death in service payment is usually bigger than accrued pension to cover dependents, lost earnings etc. you then can’t claim the pension as well.

If she claimed it and left it in the bank she could leave it to her family as part of her estate. If she didn’t claim it they couldn’t claim it from the state after she passed, I assume that’s what the PP meant.

I've just gone through this with my late father's estate. My father had a private pension which he had not accessed (he dithered for a couple of years, couldn't decide how much of a lump sum to take etc). He passed away suddenly early last year. I contacted the pension provider and after completing forms, sending a copy of the death certificate etc the whole of his pension pot was transferred to me as the executor of the will to be distributed as per his wishes. There is a second smaller pension that i also need to sort out as they wanted the letter of administration from the probate service before the money would be released, I've only recently received this. My advice is to contact the pension provider and explain that your father has passed away. I hope that this advice is of help to you. Sorry for your loss.