Self employed and not paying into a pension

[Goldygold]

I'm self employed and haven't been paying into a pension. I don't have the energy, time or motivation to look into a good pension right now but I don't want to put it off for too long.

I dont have much to put into a pension until my youngest gets 30 free hours of childcare in a year and a half. So until then I'm thinking to open one of those simple app pensions like pension bee and pay into it for a year and a half. Then once I have more money to pay into a pension I'll do my research and find one with good rates and work out how much risk I'm willing to work with.

What do you think? Any advice appreciated.

That actually sounds like a good idea to me. Stick the money in a basic pension for now and when you've done your research you can take out another one and either transfer the funds into your new pension, or just leave your old pension with what it's got and go forward with your new one.

Best of luck!