Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

ISA when not UK resident?

2 replies

Valeriane · 22/12/2021 12:01

I logged into my UK bank the other day and realised I still have a help to buy ISA!

I am british, currently living in the EU but moving back to UK next year. The bank has my EU address on its records.

I thought ISAs were only for if you're resident so clearly they never automatically shut mine down. It has nothing in it. Should I put some savings in there in preparation for coming back to the UK?

OP posts:
InTheLabyrinth · 22/12/2021 12:09

You cant pay into it if you are not UK resident. But you can keep old ISAs.
I'm not sure if the help to buy is different.

travellingturtle · 22/12/2021 12:09

You're right, they are for residents only, but what that means in practice is that you can't pay in or take out if you're not resident.

If you had funds in there already they could be left there to do their thing, but since it's empty then technically it should stay that way until you're back.

New posts on this thread. Refresh page