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Money matters

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Receiving a cheque

10 replies

Midlandsmum23 · 27/11/2021 17:29

I need to receive a cheque from a private individual who I don't entirely trust. I don't want them to know my home address. Can anyone advise me of any alternative ways of receiving the cheque please? I'm based in the UK.

OP posts:
AllThatFancyPaintsAsFair · 27/11/2021 17:32

Are Post office boxes still a thing? Can you set up one of those?

Shmithecat2 · 27/11/2021 17:32

If you don't trust them with your address, I'm surprised that you trust them to send a cheque that won't bounce.... can they not pay you another way?

VanCleefArpels · 27/11/2021 17:34

Ask a friend or relative to act as a poste restante?

Ask them to do a BACS transfer so all the info they need are your bank details

Pay you via PayPal - they only need your email address

Knittedfairies · 27/11/2021 17:35

Could you ask your bank for advice?

AllThatFancyPaintsAsFair · 27/11/2021 17:36

@VanCleefArpels

Ask a friend or relative to act as a poste restante?

Ask them to do a BACS transfer so all the info they need are your bank details

Pay you via PayPal - they only need your email address

By bacs do you mean a normal online payment? Why would the sender go to the trouble and cost of a bacs payment?
VanCleefArpels · 27/11/2021 19:37

BACS is the expression used for transfers between accounts - could be done online or at the bank if the donor doesn’t do online banking

BarbaraofSeville · 27/11/2021 21:21

Just ask them to send the money by bank transfer.

You'll have to give them your bank details but realistically, they can't do anything untoward with them, and if they tried, you have the protection of the direct debit guarantee to fall back on.

ThisIsStartingToBoreMe · 27/11/2021 21:33

I second doing a bank transfer

If they don't do online banking, then let them go into the nearest branch of the bank that you bank with, fill in one of those slips, and pay the cheque in. You'll have to give them account and sort code numbers.

AllThatFancyPaintsAsFair · 28/11/2021 16:17

@VanCleefArpels

BACS is the expression used for transfers between accounts - could be done online or at the bank if the donor doesn’t do online banking
Now where I work, BACS is a specific way of making a payment that isn't the same as a normal faster onlne payment. Maybe it's changed during Covid, I don't share an office with the person in charge of the bank payments anymore.
EmpressCixi · 28/11/2021 16:19

What about work address? I sometimes have packages delivered to my work when I won’t be home to sign for them. Can you have letter sent to work address?

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