imnotacelebritygetmeoutofhere ·
08/11/2021 18:55
I used to have a Barclaycard credit card which I defaulted on paying several months in a row. Totally my own fault, I accept, I wasn't coping with life at the time. Anyway, due to the prolonged defaulting the Barclaycard was closed and the balance was transferred to Link Financial, a debt company, and I have been paying them an amount monthly ever since - five years have passed now and the debt is almost cleared.
I've just seen on my credit report that my payments to Link are shown as defaults, every month, from when they took on the debt until still now, even though I've paid on time every month without fail (direct debit).
Is this right? Does it show as default because I defaulted on the credit card originally? I'd hoped the regular timely payments would show positively on my credit report but now I'm worried I will look bad for 5 (or6?) years after I finish paying.