Our income has been steady then flat then great and will now be middling before bottoming out again. We manage ok and have saved dor the next lull but thinking longer term I am interested in spending. We have a trio of children primary to high school ages and I was just interested in how much everyone else finds they need per month. Outside of mortgage, insurances and all the other dds when it comes to food and fun and emergency funds and general life how much do you find you need?