I have screwed up big time and DP will surely leave!

[sarahsbump]

DP and I nearly split up 4 months ago but managed to save our relationship by relocating near to my parents (2 hours from where we used to live)
The cost of the move was huge and DP footed most of the bill because I wasnt working due to the split and have only just started working 3 weeks ago. During the move I was living with my parents and my only income was £46 a week in tax credits and £72 a month in child benefit out of this I was paying my mum as much board as I could afford and gave DP £200 towards the cost of the move.
Things were very stressful cause of the money and I very stupidly tried to get us money by playing online bingo! I got into debt doing it but then had some luck and won enough to cover the debt and have a bit spare! The problem is that I withdrew the money into my firepay account (like paypal) and they wont give me my money! I have been trying to get it since october and because I havent had it all my direct debits have been bouncing and I have had charges of £490 on my account! I have treid speaking to the bank but they said they cant do anything!
I have just had my first wahes from work but they have been swallowed up by the charges and I owe it to DP for nursery charges!
I am going to have to tell him what I have done and I know he will go mad and leave me!
I feel awful and cant stop crying but I know its my own fault, I asked my brother to lend me the money but he wouldnt and I cant ask my parnets because they have already done so much for us already.
I really dont know what to do! I cant get a loan because I wrecked my credit history when I was younger and DP will be home in a couple of hours!
I am gonna have to tell him everything arent I?
Im so stupid! I know no one can help on here I guess I just needed to "talk"

Tell him the truth, the whole truth, it will be okay. I went through this 18 months ago and it's okay, we all make mistakes. Sort it out and make sure it never happens again.
I know it's hard but be honest and it will work out.
Good luck and let us know how you get on.

Ie wont be ok Theholly because I have gambled before when I was on maternity leave and suffering with PND he went mad then! I have been so stupid doing it again but it was the only way I could think of to raise some cash ( I have learnt my lesson now and will NEVER do it again) but its too late!

It's not too late, it's never too late and as for doing it before, well so did I. You have to tell him and face the consequences. He probably will go mad but hopefully he'll support you. Be strong, you've made a mistake, we all do, you've learnt from it, that's the main thing.

I know its really hard ...am thinking of you, there is nothing worse than waiting for them to come home to tell them something like that ..once its all over and done with you will feel better for telling him.

Try and work out a solution before he comes home so you can say 'I have made a mistake and I am really sorry but I will ..' then I don't know say you will contact CAB for advise for the Firefly money first thing in the morning and in the meantime you will ask as many people as possible to help you out but that you wanted to be honest and tell him ..if you give him half a solution instead of just the problem then he may not fly off the handle as much..
Good Luck sweetheart if he is anything like mine where ££ is concerned he will freak out..if it makes you feel any better me & mine will prob be arguing about ££ tonight too! you are not the only one..take care

Oh blimey what an awful situation.

firstly how much wa\s each charge from your bank? They are not allowed to charge this stupid rates so i would start by trying to get that money back you can print of the letters from moneysavingexpert.com add all your bank charges up from the last 6 years & claim them back.

Secondly i think you should tell you dp so he can help, do you have an addictive personality?

You can get out of this mess but it will take time & probably cause hurt along the way.

what is this firfox thing where the money is? why can't you have it? if you won it surly it is yours?

let us know how you get on ....