Is an occupational "money purchase" pension a private pension?

[LegendaryReady]

I'm doing the Inheritance Tax return for DH.

One question is whether he had a private pension. The only pensions he had were through his employers. One is a deferred final salary scheme. It doesn't look like I need to include that. The other is a money purchase scheme with his current employer. There is a "pot". Does that need to be included? I.e. is it considered a private pension?

DH's estate will pass to me so there's no tax due but you still have to complete this step to apply for probate.

It seems odd that of two valuable "assets" you include one and not the other.

Also life insurance. It asks about insurance policies, but his main cover was through his work pensions which it doesn't specifically ask for?

Hi
A private pension is one where it is not through work at all and not through employers.
Just to confuse you an employer pension can be transferred to a private pension in a persons own name.
But, by the sounds it it, both of the DH's pensions are through his employer (previous employer?) and therefore are not private

is it INT410 you are filling in?

If it is, by life assurance polices, they mean policies were you were paying premiums for life cover. Therefore I think the life cover through the work is not a life insurance policy.

I actually rang HMRC this afternoon. Why I didn't do that first I've no idea, sorry!

They said it's not clear cut but that the pension companies should advise me if it's considered part of the estate or not when they pay out.

So I still can't complete the return and I can't apply for probate until it's done.

I'm doing the on line thing. Sorry I've closed it down and I can't remember what it's called. You can do it online for estates up to £350k, which it is, unless the pensions and death benefits are included.