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Money help.

27 replies

Amieeissp94 · 02/09/2021 12:57

Hi unlike most people during COVID 19 I had increased work hours I was doing 37+ hours a week last month my hours dropped to 30 I could still live with that next month however my hours drop to 22 a week. I've searched everywhere for an extra job or a new one but I don’t qualify for any in my area. I gave all benefits I was eligible for over to my ex-husband when he lost his job he hasn’t managed to find a new one in the last 18 months and is unwilling to help in any way. We have 50/50 custody but I buy our daughter everything as he claims he can’t afford it. My current husband has 3 children 2 of which he hadn’t seen in 8 years but their mum has now allowed access and has hit him with large child support claim. Is there anything I can do to earn extra money I sign up for mystery shopper but not many things in my area and iv tried the survey things but I spent hours doing them and made ten pence.

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BritInUS1 · 02/09/2021 13:00

What sort of jobs are you looking for?

Everywhere around me is looking for staff in restaurants, etc there is a huge shortage

BarbaraofSeville · 02/09/2021 13:28

Stop trying to make up for the failings of useless men. You'll work yourself into an early grave and they'll still be swanning around neglecting their responsibilities.

Fair enough that you make sure your DD has everything she needs, but don't work yourself into the ground to support a family that you aren't responsible for. Your current DH needs to get extra work to clear his backlog of child support owed while meeting his existing financial commitments to his current family.

Amieeissp94 · 02/09/2021 13:47

I'm looking for cleaning work mostly I have bad anxiety so I try to avoid people when possible.

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Hoppinggreen · 02/09/2021 15:26

Your husbands child support is irrelevant, he should have been paying it all along. You dont have to support them though.

Amieeissp94 · 03/09/2021 10:18

His ex ran away with her stepbrother one day while he was at work. he had no way to contact her or find her. he tried to find her and offered to pay her anything she wanted to see his kids. she didn’t want money because didn’t want him in the kids life they were 2 and 6 months old at the time.

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Hoppinggreen · 03/09/2021 11:15

So presumably he put it into an account for them?
Who the ex ran away with doesn’t matter, her behaviour shouldn’t affect him providing for his children.
None of that matters anyway but you have children with 2 men who dont sound great at supporting their children so it looks like it’s all on you unfortunately

Amieeissp94 · 03/09/2021 11:28

I only have 1 child and no he did put money in a savings account for them that can't be touched until there 18 so doesn't count as him providing for them. But yeah it is all on me because I need to pay all the bills and rent or we lose everything even the kids. Does anyone know how I can make more money?

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idontlikealdi · 03/09/2021 11:34

What do you mean you have benefits over to your ex? Are you entitled to anything?

Amieeissp94 · 03/09/2021 15:23

Because we have 50/50 custody either of us could claim benefits for her he was struggling I wasn't so I said he could claim the benefits until he got himself sorted but he never has. I can get £82 a month child benefits and tax credits but he has to agree I can have them back. I asked him to split child benefits with me for her pack up because I have her 3 school days a week. He told me I have some nerve to ask him for anything and get extra hours if I'm struggling. I paid for all of her new school uniform.

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icelolly12 · 03/09/2021 15:41

Carer jobs are easy to get also hospitality at the moment. 37 hours is a normal working week day, and many people work this or more and did during the pandemic you're hardly unusual in working 37 hours during covid.

Amieeissp94 · 05/09/2021 11:16

Not saying I’m the only one saying my hours were increased because of Covid and now there decreasing again I’m looking for financial advice I was told that this site was friendly and helpful so thought I’d post on here my mistake

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ivykaty44 · 05/09/2021 18:48

many jobs on indeed, warehouse, hospitality - chamber/housekeeping so not foh - these industries are very very short of staff

try searching on your local facebook, and job sites

ShrimpBarbarian · 05/09/2021 18:51

Are either of these men working? I can't tell.

You need to get a job you can provide for your daughter. Your husband(?) needs to get a job (if he doesn't have one) to provide for himself/you and his children

Amieeissp94 · 05/09/2021 19:30

Ex husband don’t work. My husband is a self employed builder so can go weeks without him earning even tho he’s working then when he gets paid at the minute goes to paying tax paying off his loans and now child support.

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ShrimpBarbarian · 05/09/2021 19:47

@Amieeissp94

Ex husband don’t work. My husband is a self employed builder so can go weeks without him earning even tho he’s working then when he gets paid at the minute goes to paying tax paying off his loans and now child support.
Why doesn't ex work?

And if work for dh is so patchy he also needs to get a job. Can he get a zero hours for the down weeks??

BeaBeaBuzz · 05/09/2021 19:53

Every builder I know is absolutely maxed out and pretty much has a license to print money right now… can he take on more work?

Dashel · 05/09/2021 20:33

There is a make £10 a day thread on this board but also take a look at the Money Saving Expert forums for ideas.

One thing to think about as well as increasing income is to decrease costs so make sure you are on the correct and cheapest tariffs for everything and review all your direct debits and standing orders.

Could you sign on with a cleaning agency if that is what you wanted or set up your own and put your availability on local Facebook groups? If you don’t want to see people maybe see companies who do air B and B and holiday lets?

You could look into changing bank accounts if there are any good incentives out there. Again check out money saving expert, they do a weekly news letter on deals

www.moneysavingexpert.com/latesttip/?_ga=2.188870703.583533159.1630324261-394505603.1628105763

Amieeissp94 · 06/09/2021 08:04

Thank you!

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Amieeissp94 · 06/09/2021 08:05

For my husband he’s a self employed builder he doesn’t get paid till the jobs done he works everyday.

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ivykaty44 · 07/09/2021 07:43

builders are looking at a day rate of £250+ per day so whether he gets paid half way through or at the end of the job it'll still be a good wage if he's running the business successfully

Amieeissp94 · 07/09/2021 09:08

I don’t know where your from but even when he was employed he was on £100 a day that was 2 years ago like I said his money goes on the loans he had to take out for the materials he has to buy to do the job.

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BarbaraofSeville · 07/09/2021 09:28

Sounds like he's not very good at running his own business. Is there someone he can take advice from? He should be charging far more than £100 a day for his work and he'd definitely get that if he got agency work - would this be an option?

He'll then get a regular wage and not have to worry about buying materials or pricing jobs if that's something he struggles with.

Hoppinggreen · 07/09/2021 09:42

That’s not a sustainable business, he needs to go and work for someone else

ShrimpBarbarian · 07/09/2021 10:49

He needs to get a job with guaranteed income.

GentlyGentlyOhDear · 07/09/2021 10:58

Definitely post on Facebook sites for cleaning work as my local one has constant requests for cleaners. Or contact a few agencies and ask to be put on their books.
Have you got any of your daughter's old toys or clothes you could sell to tide you over?
Can you and ex husband claim for one benefit each - one of you child benefit and the other tax credits? I don't know if there's anyway of applying to have these split in 50-50 care circumstances as it seems quite unfair of not.