Hoping someone will be able to advise as I’m a bit unsure as what I should do!
We’ve received our mortgage offer from Santander. Mortgage offer is based on both of us working, my partner earns significantly more than me as I work part time. Childcare arrangement is getting increasingly difficult and a huge source of stress and tension and it is for the best, at the moment, that i don’t work.
We’ve had a delay in the process of moving as the top of the chain has collapsed and our seller needs to find a new property. We plan to go ahead with the sale of our property and stay with family until then.
I see this as an opportunity to change our mortgage application and hand my notice in.
Based on the mortgage calculators, we should still be offered a mortgage based on my partners income alone. Does anyone know how accurate the calculators are and whether we’re likely to be rejected or charged for amending the application? Has anyone had any experience or any wisdom to share?