Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Universal Credit and childcare

4 replies

cheeseisnice · 23/05/2021 15:51

Can anyone help me understand this? I'm now claiming Universal Credit and have been for about 6 weeks. I'm being pushed to look for work, which is obviously what I'd like so all good there.
I have three children aged 10, 7 and 5, so all at school full time. When I do the online calculator I appear to be eligible for some help with childcare costs, but apparently my UC will stop. Is that correct? How many hours can I work and will I be better off with my children in after school care? It's very confusing, so anyone that can clarify this for me I would very much appreciate it.

OP posts:
Earlybirdmissedtheworm · 23/05/2021 15:53

Go onto the entitledto website and put your details in along with job details for a rough guide to how much you can get if you took a particular job.
It's not true that your money stops once getting childcare support, there is a limit on how much you can get though.

MyDcAreMarvel · 23/05/2021 19:21

Are you trying to apply for tax free childcare? Because yes that would stop your UC. What you will be entitled to is childcare costs within UC up to 85% a month of a the maximum amount.

Babyroobs · 23/05/2021 19:34

If you start working and claim the childcare element of Uc, it is added to your other elements. they will pay 85% of childcare costs up to a certain amount each week.
This childcare element is added to your other elements. Your wages then reduce your whole UC award ( the total of all your elements). If you claim the rent element of UC then the first £292 of wages is disregarded before earnings reduce your Uc, if you don't claim rent element then it's £513 that is disregarded.

cheeseisnice · 24/05/2021 01:52

Thank you all! Yes, I think I'm ballsing it up by trying to apply for tax free childcare. 🤦‍♀️ Good to know I'm not banging my head against a brick wall and there is hope in getting out of this situation and back to work. x

OP posts:
New posts on this thread. Refresh page
Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is closed and is no longer accepting replies. Click here to start a new thread.