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2nd job how much tax will someone pay?

13 replies

NEVERQUIT3331 · 20/05/2021 17:56

Hi, I wanted to ask a question. If someone has a 2nd job will they pay the same tax as someone with one job.

For example, someone earns £30k in one job according to the tax calculator that is about £24k a year after deductions.

Now if someone has two jobs one say £22k and the other £8k will they earn the same as someone in one job on £30k?

Is it worth getting a second job? I am looking for another job to boost my experience so I can hopefully get something better in the next few years.

OP posts:
nannynick · 20/05/2021 18:20

No. They pay the same Income Tax but they pay a little less National Insurance.

Another perk is that if they earn enough in both jobs to qualify in each a job for Statutory Maternity Pay, then if they give birth they get two lots of Statutory Maternity Pay.

TalesTheCat · 20/05/2021 18:20

I'm sure a 2nd job has the tax code of BR. You will be taxed on the whole earnings for the 2nd job with no tax free amount as its used on your 1st job.

Logmein · 20/05/2021 18:29

@TalesTheCat

I'm sure a 2nd job has the tax code of BR. You will be taxed on the whole earnings for the 2nd job with no tax free amount as its used on your 1st job.
No necessarily, HMRC will split your tax code between 2 jobs. Tends to be the 3rd job you get BR tax code (based rate) which means everything is taxed. You can also speak to HMRC and ask them to split the allowance.
Logmein · 20/05/2021 18:29
  • base rate not based!
TalesTheCat · 20/05/2021 19:00

But won't you pay the same tax either way? Whether you use the whole tax relief on job 1 and are taxed on all of job 2, or you split the relief you are still only given tax relief on a certain amount and pay tax on the rest?

Logmein · 20/05/2021 19:16

@TalesTheCat

But won't you pay the same tax either way? Whether you use the whole tax relief on job 1 and are taxed on all of job 2, or you split the relief you are still only given tax relief on a certain amount and pay tax on the rest?
Yes, you have your 'free' allowance for the year and all over that get taxed. So one code could be say 1st job 975L which mines £9750 is tax free any over is taxed at % And 2nd job tax code of 282L which is £2820 tax free.
TalesTheCat · 20/05/2021 19:34

Ah, thank you, that makes sense. It all just seems to confuse me.

TippledPink · 20/05/2021 19:45

I just started a second job and they have split my tax free allowance. Yes you will pay the same amount of tax as if you earned the same from one job.

springblossom2 · 21/05/2021 07:59

I have two jobs and the on the first one I use all of my tax free quota and pay full national insurance etc. The second job pays quite a bit less, and I pay BR only on it exactly as @TalesTheCat describes.

Skyliner001 · 21/05/2021 08:20

Make sure you do a self assessment or you may find you overpay

TalesTheCat · 21/05/2021 11:34

@springblossom2

I have two jobs and the on the first one I use all of my tax free quota and pay full national insurance etc. The second job pays quite a bit less, and I pay BR only on it exactly as *@TalesTheCat* describes.
Thank you, I was sure I had it right.
cabbageking · 21/05/2021 11:52

Income is added together and taxed regardless of how many jobs you have.

End of year you will pay the same tax as if from one employer

Soontobe60 · 21/05/2021 11:56

I have a pension that is just below the tax threshold, so that’s not taxed at all. I have a part time teaching job that’s all taxed at 20% and another part time tutoring job that again is taxed at 20%.
In total, my income and pension combined is around £25k, I pay tax on £13k, same as I would if all my income came from 1 job.

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