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Mortgage Interest shared cost or not?

26 replies

HelloWorld777 · 18/05/2021 17:02

Hi Dear Mums

I own the flat my DH and I live in. We both have good jobs but I earn more than he does. We discussed before moving in together that he should pay half the costs of the running of the flat and agreed.

My DH agrees to paying half the utilities etc but refuses to pay the half the interest cost on the mortgage. Now I'm an accountant and I know that the interest (not the mortgage repayment) is the cost of maintaining the mortgage which basically pays for the cost of the space in the flat and so should be a shared cost, but he refuses to acknowledge this and just says that because I own the flat I should pay for the interest solely. Would really like to know what everyone else thinks?

Thank you mums! :)

OP posts:
Couldhavebeenme2 · 18/05/2021 22:32

when we got married we both had an agreement that what we owned prior to getting married would remain our own

And you officially, legally ring fenced all of your individual assets accordingly?

All bets are off should you divorce OP - the starting point is 50/50 on everything you both own. Even pre-nups aren't legally binding (though they can demonstrate to a judge what your original intentions were).

Whatever you both agreed to in the hazy days pre-marriage can become a fight to the death upon divorce. Please protect your assets!

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