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Bank charge on payslip

7 replies

Jumpingintosummer · 13/05/2021 08:29

DS has just began a new job. On his first pay slip there is a £5 bank charge. This takes him to below NMW. Is this due to who he banks with as not an issue when I send him money.

Thanks.

OP posts:
dementedpixie · 13/05/2021 11:00

What sort of account does he have?
I'd raise it with the employer

Jumpingintosummer · 13/05/2021 11:33

He has a standard account with Barclays. He’s reluctant to raise it and ruffle feathers, will get him to ask in work.

OP posts:
dementedpixie · 13/05/2021 11:35

Is it a current account or a savings account?
They shouldn't be charging him to get paid. What sort of employer is it?

imnottoofussed · 13/05/2021 11:41

Is he being paid by a foreign bank? I do the payroll here and when I pay someone in a different country I have to select which account will be paying the fees. So they may have sent it from an international bank and ticked that the receiver pays the fee or something similar?

MrsAudreyShapiro · 13/05/2021 12:46

He really needs to query it with his employer. If their bank charges a fee, it's a business expense and they should be paying it. Also, he needs to be paid at least NMW, as you know.

BarbaraofSeville · 13/05/2021 14:50

I've never heard of this and it's possibly illegal. They're only allowed to make certain deductions from pay and bank fees are not on the list.

www.gov.uk/understanding-your-pay/deductions-from-your-pay

Just about all personal current and even savings accounts these days should accept electronic credits without fees.

What sort of job is it and what sort of company (large/small?) Does he have a contract that explains what this is supposed to be?

If it's a 'normal' job that sounds very unusual but is it one where they're trying to claim he's 'self employed' to (illegally and immorally) attempt to excuse themselves from employment rights?

Jumpingintosummer · 13/05/2021 22:10

Thanks everyone.
To answer a few questions- currant account, uk bank, uk job, on payroll and just a waiting job as he’s only 16.

He is going to query it when he’s in on Saturday.
It’s more than an hrs wage for a 16tr old and given he is to be paid weekly that’s £260 a year.

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