If you were gifted £10,000...

[CakeBlake]

How would it impact your life (if at all) and how would you use it?

Just for fun! 😃

Put it in my children's savings account. It would not change anything for me, but may well for them.

It's not quite enough for a loft conversion but I'd certainly consider some sort of garden office/games room/studio…

We were left a small inheritance end of last year. More than this. It's just sitting on the savings. Don't like spending money. Nice to have security though

Put it off the mortgage, it would take 2 years off the term and save 7500 in interest alone!

Save it and only use it if absolutely neccessary

I’d buy a garden bench from Gaze Bovill

*Burvill

It would go straight into our mortgage so I guess wouldn’t really impact our lives in the short term.

Would probably buy more shares, we don’t need it for anything else

I’m sorry about your partner FidgetArse I hope he continues to get better, sounds horrific

I’d probably just put in DC’s savings account.

I would put it on the mortgage or split it 3 ways and put it in the ISAs.

We had some inheritance this year. We spent it on some new furniture and got our garden sorted.

I'd pay 8k off the mortgage and put the rest towards a holiday.

Pay a lump sum off the mortgage. Every little helps!

If I didn't have a mortgage, I would get my shower room done. £10k wouldn't be enough for the bathroom sadly.

Straight into my Premium Bonds until April, then transfer to S&S ISA savings towards early retirement.

Glad to see this thread as we've just found out we're receiving 10k soon! Plan is to put 5k off the mortgage. We can only overpay by 10% each year so 5k goes a fair way to that, while leaving us with a good chunk. Going to use the rest for some home improvements.

I do admire those above who would save it or invest it. Need some work doing on our house so that's the priority at the moment.

I've not worked for nearly a year(new job starts next week, yay) so it would just replenish some of the savings I've burnt through.
But I'd also contemplate using some of it for a holiday when travel is easier.

I think I’d just pay it off the mortgage or put it in the kids savings accounts.

Buy a garden shed with it myself, one of those nice ones with power, maybe even a WC, great for the kids to use when they have friends over.

Save 6 k of it and use rest to get things needed for the house

Deposit for a house or certainly a nice contribution

New Car or contribution towards.
Nice holiday

Might save some for a rainy day

Save in the knowledge that if I had to it would mean I could go part time for a while

I would pay off my child’s orthodontist and my car loan with that. It would make a huge difference to us .

I wouldn’t call it “life changing” but it would certainly give me some breathing space.

I’d love to say I’d spend it on a nice holiday or something but like others I’d probably stick it in savings or investments and sleep much more soundly knowing if shit hit the fan I had a safety net.

Ideally I’d squirrel it away into my “retraining fund” for my dream job but the fund would need to be a lot bigger than 10K before I’d be brave enough to take the leap.

It get a man in to sort my house out. DH promised to do it 4 years ago when he retired and I’m still waiting.