NatWest mortgage

[ldnstb123]

Hello

I was looking for advice if anyone had been in a similar situation

I had an AIP from NatWest, I have a large deposit and only need a 69k mortgage

I have sent everything off but I am worried as my latest 3 bank statements show I have gone overdrawn each month (due to Christmas period and also was made redundant upon returning from maternity leave so I didn't have income for a month until I got my new job)

Will it look bad to NatWest seeing that I went overdrawn 3 months in a row I.e. am I likely to be declined now even if it is such a small mortgage?

Thanks

Depends how much your income is really. Is that a small amount for your income? Is your credit score affected?

Also when are you planning on applying for the mortgage? If you’re still in a new job you May have trouble if there are any probationary periods.