Will I pay more tax on a second job?

[mummyof4kids]

So I currently work part time and earn approx £1100month. I've been offered a cleaning job in the evenings which would work out at £87 per week. The money would be really useful as I'm paying off debts. I was wondering if anyone knew how much I'd be likely to pay in tax on my second job?

20% as you will have used you tax free allowance on main job.

@LIZS

20% as you will have used you tax free allowance on main job.

Isn't the tax free threshold £12,500? I earn more than that per year in my main job

Add up your total earnings and put them in here, it's brilliant
www.thesalarycalculator.co.uk/salary.php

I earn more than that per year in my main job

Exactly - so anything you earn above the threshold is taxed at 20%. Which is all your evening job earning. Presumably you'd also pay NI as well? Should still net £60 a week though.

Isn't the tax free threshold £12,500? I earn more than that per year in my main job

Yes, so you'll pay the same amount of tax on all your earning over £12,500.

if you are on £13.2k per annum, you'll be paying £138 in tax and £444 in NI per year.
If that goes up by £87 per week, that takes you up to £17,724 per year, and £1,043 tax and £987 NI per year, take home of £15,694.

You'll be paying 20% tax on the entire £87 per week but you won't have any NI deducted, so your net pay will be £69.60 per week on the second job.

Thank you everyone

Yes you will pay more Income Tax as you are earning more money.
£87 per week, so £4524 per year (52 week year used for payroll calculations) is under the current threshold for paying National Insurance on that job. So no National Insurance payable in that employment.
No pension deduction as you are below threshold for that.
So it's just the 20% Income Tax on that employment as your total income of all jobs combined is in the lower tax bracket.
So you should take home £69.60 of that £87.

If you are in Scotland then it will be a little bit different.

@nannynick

Yes you will pay more Income Tax as you are earning more money. £87 per week, so £4524 per year (52 week year used for payroll calculations) is under the current threshold for paying National Insurance on that job. So no National Insurance payable in that employment. No pension deduction as you are below threshold for that. So it's just the 20% Income Tax on that employment as your total income of all jobs combined is in the lower tax bracket. So you should take home £69.60 of that £87.

Thank you that makes sense. I'm not in Scotland

I filled out a form for HMRC do I need to do anything else like ring them up to tell them about the new job?

@mummyof4kids

I filled out a form for HMRC do I need to do anything else like ring them up to tell them about the new job?

Not if it's going through the company payroll , they will take the tax off.

@AKAanothername

You'll be paying 20% tax on the entire £87 per week but you won't have any NI deducted, so your net pay will be £69.60 per week on the second job.

I pay NI on my second job. Is it because of the amount ?

Yes it will be due to the amount you earn 3rdNamechange.

It might seem like you pay more, but you won’t pay any more tax than if you were making the extra money on top of your salary in your first job iyswim