COVID Mortgage payment holiday

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I know all our mortgages are different but I'm wondering after your payment holiday by how much £x pounds did your payment go up by?

I.e if your mortgage is £500 normally pre covid, you took a mortgage holiday and after the holiday it was £550?

Thanks in advance x

We had 3 months off after a quick online form was filled in. Our payments have gone from £825 to £913. Not ideal but I'm hoping this year we may be able to overpay to catch up.

Mine was just under £500 pm, 3 month holiday and it's now approx £512. The lender did write out to confirm the new payment before they restarted

The amount it goes up depends on the remaining term and interest rate, other people's details are of no more relevance than a list of random numbers.

@LifeBeginsNow - yours seems to have gone up quite a bit - are you near to the end of the term?

Ours went from 650 a month to 653 a month

No, we've got a long time left. I'll have another look at the figures. I think we did take a break a few years ago when I was made redundant but the monthly amount went up then too.

@BarbaraofSeville cheers captain obvious

Thanks everyone else for the replies. I will be calling our bank but nice to have an initial idea :) merry Christmas x

I had 6 months off mine and it's gone from £534 to £539. I'm hoping to sell it in the next month or so though so I don't care!

Mine was £518 and went up to £526.

You probably already know this - although the payment holiday isn't meant to affect your credit score it does have to be declared if you remortgage in the future which might affect the rates you get offered.

@Lightsabre thank you. We are coming to the end of our fixed term in September :/ and I'm about to go on mat leave in March so I'm not sure how it will all work! We do have a lot of equity so I'm hoping that will be helpful!

Trying to balance it all and the payment holiday will be helpful.