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Universal Credit and work

5 replies

Magicpaint · 09/12/2020 20:01

Hi everyone.
I am a single mum with a 3 year old daughter. I am currently on £590.00 UC a month.
My ex pays £100.00 a month child maintenance.
I am on a course at the moment which will lead to me working for an agency three days a week at £10 an hour.
I don't know if it is worth me going back to work 3 days a week mainly due to what I would lose. For example I'm currently getting legal aid. This I assume would stop. I don't really know what I would be entitled to. I have tried the Turn 2 Us benefit calculator that came up wrong. I've called UC and put it in my journal and I have an appointment with them Friday but they just fob you off. I asked her last time to go through it all with me. She said try the benefits calculated. I said I had so she gave me another one to try which gave me a different answer. It's like they can't get off the phone quick enough. I want to get off UC I just don't know how I'm going to do it? How do people manage to work part time and still get everything paid for?🤷

OP posts:
loutypips · 09/12/2020 20:10

Have you contacted citizens advice? They are pretty good at helping work out how much your entitled to.

Babyroobs · 09/12/2020 20:17

Uc is much better for working people then not working because you get a work allowance which means that a certain amount of your wages is disregarded before the wages reduce your Uc on a taper. I assume you have a mortgage ? If so the first £512 of earnings is disregarded and then each pound you earn above that reduces your Uc by 63p. If you rent then the first £292 is disregarded. So you do end up a lot better off by working as you have your wages and then UC top up.

Magicpaint · 10/12/2020 01:49

@loutypips I have contacted CAB and they have booked me an appointment on the 14th of January. Fingers crossed they can help

OP posts:
loutypips · 10/12/2020 07:04

Ah good! They are pretty good at helping with UC.
It does work in your favour to work 16 hours a week or more, I was surprised how much I was entitled to.

Magicpaint · 10/12/2020 07:18

Ok thank you I think I'm trying to overthink everything and rush everything along. May need to calm down a bit.

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